Managing Your Family Finances

Managing Your Family Finances

Money and finance are always one of the elephants in the room when it comes to family dynamics. Many family members are not comfortable talking about money. But if families could get comfortable with talking about money at the dinner table, and work together to...
You Should Create a Budget

You Should Create a Budget

If you’re like most people, when it comes to your financial situation, you oscillate between ups and downs. In fact, you may feel like you have many more downtimes than up. Perhaps you even wait for the downtimes to return whenever you’re on the up side. But what if I...
How To Improve Your Credit Scores

How To Improve Your Credit Scores

Some people sign up for expensive programs to improve their credit scores, but in most cases, there is absolutely no need for you to do that. Most credit repair can be done by you right at home, free of charge! You just need to understand the credit improvement...
How is Your Credit Score Calculated?

How is Your Credit Score Calculated?

If you’ve checked your credit score at Transunion and Equifax before, you might have noticed that the two credit reporting agencies gave you different numbers. You may have also asked yourself why is there a disparity in the two scores. Don’t worry, I have...
What is a Credit Score?

What is a Credit Score?

A credit score is a number the creditors use to determine how responsible you are with credit — in short it reflects your creditworthiness to potential lenders. In Canada, credit scores range from 300 to 900, while in the U.S. scores range from 300 to 850. The...