by Ingrid Clayton | Jan 8, 2022 | Financial Education
What is the difference between a Debit Card and a Credit Card? When you use your debit card to pay for goods and services, the full amount of the transaction is withdrawn from your checking account immediately, providing there is sufficient funds to cover the...
by Ingrid Clayton | Oct 24, 2021 | Financial Education
Benjamin Franklin said the two things that are most certain in life are death and paying taxes. Everyone must die one day, and everyone who earns money must pay taxes. You don’t have to be a tax expert to know how to reduce the amount of taxes you pay to keep more...
by Ingrid Clayton | Aug 8, 2021 | Financial Education
Throughout your lifetime, you may face a variety of personal financial issues. Issues like debt, unemployment, illness, and other unexpected life events can affect you rather harshly. However, if you can set aside time to create a financial plan, usually there are...
by Ingrid Clayton | Jul 4, 2021 | Financial Education
What does it mean to lease a car? Leasing a car is similar to renting to own a home, the lessee doesn’t own the car and has no equity in it despite the monthly payments. As with renting to own a home, your car lease payment will remain the same for the duration of...
by Ingrid Clayton | Jun 20, 2021 | Financial Education
Buying Your First Home? If you’re planning on purchasing your first home in the near future, you may have already asked yourself this question. Do I want to buy a resale home or a brand new one? Whether it’s a resale or a new home, there are some things that you...
by xlxdigital | Jun 6, 2021 | Financial Education
What Is An Asset? An asset is something that has monetary value. Put simply, an asset is anything that puts money in your pocket. Examples of assets are: money in the bank, stocks, bonds, and rental properties. What is Liability? A liability is a claim on your...
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