by Ingrid Clayton | Jul 4, 2021 | Financial Education
What does it mean to lease a car? Leasing a car is similar to renting to own a home, the lessee doesn’t own the car and has no equity in it despite the monthly payments. As with renting to own a home, your car lease payment will remain the same for the duration of...
by Ingrid Clayton | Jun 20, 2021 | Financial Education
Buying Your First Home? If you’re planning on purchasing your first home in the near future, you may have already asked yourself this question. Do I want to buy a resale home or a brand new one? Whether it’s a resale or a new home, there are some things that you...
by Ingrid Clayton | Jun 13, 2021 | Uncategorized
“Go to school and work hard to get good grades so that when you graduate you’ll get a good job and be successful and hence be able to take care of yourself and your family.” Were you told that when you were growing up? And did you believe that success was...
by Ingrid Clayton | May 30, 2021 | Financial Education
What is Inflation? I do like Investopedia’s definition of inflation: It is the decline of purchasing power of a given currency over time. A quantitative estimate of the rate at which the decline in purchasing power occurs can be reflected in the increase of an average...
by Ingrid Clayton | May 23, 2021 | Financial Literacy
Tracking Your Expenses One of the reasons many consumers overspend is because they don’t track their expenses, so they are clueless about how much money they have except for perhaps soon after they get paid. If you use only cash or your debit card to make purchases,...
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