by Ingrid Clayton | May 23, 2021 | Financial Literacy
Tracking Your Expenses One of the reasons many consumers overspend is because they don’t track their expenses, so they are clueless about how much money they have except for perhaps soon after they get paid. If you use only cash or your debit card to make purchases,...
by Ingrid Clayton | May 16, 2021 | Financial Literacy
One reason why financial planning is so important is your family. Whether it ís your spouse, your children, or your parents, it ís imperative that you consider them in all your planning. The best way to plan is to make sure you understand the 3 phases of the wealth...
by Ingrid Clayton | May 9, 2021 | Financial Literacy
What is Debt? Debt is anything that is borrowed by one party from another, but in this context the focus is on money borrowed. When someone borrows money, there’s usually an arrangement for the debtor (person who borrows the money) to repay the creditor (the...
by xlxdigital | May 2, 2021 | Financial Literacy
About Credit Cards In the previous blog titled: Credit Card vs Line of Credit: Which One Should I Use? You learned the following about a credit card: It is a card that is issued by a financial institution, such as a bank or a credit union, that enables the...
by Ingrid Clayton | Apr 18, 2021 | Financial Literacy
Breaking The Student Loan Debt Curse It is great that the government provides student loans to pay the tuition for students whose parents are unable to pay for their education. This gives students the opportunity to attend college or university to pursue...
by Ingrid Clayton | Feb 14, 2021 | Financial Literacy
What does it mean to Refinance a Mortgage? Refinancing a mortgage is when you renegotiate your current mortgage loan agreement — usually to access the equity in your home — to replace it with a new loan agreement. When people pay down the principal on...
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