by Ingrid Clayton | Jan 23, 2022 | Financial Literacy
Most people spend months in advance planning for and anticipating their one week vacation to their dream location. However, when it comes to their longest vacation in life, retirement, they often do very little or no planning at all. In fact, there are many who...
by Ingrid Clayton | Jan 8, 2022 | Financial Education
What is the difference between a Debit Card and a Credit Card? When you use your debit card to pay for goods and services, the full amount of the transaction is withdrawn from your checking account immediately, providing there is sufficient funds to cover the...
by Ingrid Clayton | Dec 12, 2021 | Uncategorized
Many of us use OPM on a daily basis without even realizing it. For instance, each time you go to the store and use your credit card to make a purchase, you are using OPM. When you lease or finance your car, you are using OPM. When you take a mortgage to purchase your...
by Ingrid Clayton | Nov 6, 2021 | Uncategorized
What Is Estate Planning? Estate Planning is the process of determining the distribution of your assets upon your death. But proper estate planning also covers the management of your personal affairs in the event of your incapacitation. Only a few people think about...
by Ingrid Clayton | Oct 24, 2021 | Financial Education
Benjamin Franklin said the two things that are most certain in life are death and paying taxes. Everyone must die one day, and everyone who earns money must pay taxes. You don’t have to be a tax expert to know how to reduce the amount of taxes you pay to keep more...
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