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Good Debt Vs Bad Debt
What is Debt? Debt is anything that is borrowed by one party from another, but in this context the focus is on money borrowed. When someone borrows money, there’s usually an arrangement for the debtor (person who borrows the money) to repay the creditor (the...
How to Effectively Manage Your Credit Cards?
About Credit Cards In the previous blog titled: Credit Card vs Line of Credit: Which One Should I Use? You learned the following about a credit card: It is a card that is issued by a financial institution, such as a bank or a credit union, that enables the...
Credit Card vs Line of Credit: Which One Should I Use?
What is a Credit Card? A credit card is a card that is issued by a financial institution, such as a bank or a credit union, that enables the cardholder to borrow funds from the institution, then pay the money back, with interest, based on the terms the institution...
Save For Your Children’s Education – Reduce Student Loan Debt!
Breaking The Student Loan Debt Curse It is great that the government provides student loans to pay the tuition for students whose parents are unable to pay for their education. This gives students the opportunity to attend college or university to pursue...
How To Build A Strong Financial Foundation?
Build A Strong Financial House A well built home can last for many years if it has a strong solid foundation, and subsequent levels are built with the appropriate strength to withstand the higher levels. If the home is not built correctly however, it can fall apart...
What Is A Balanced Mutual Fund?
What Is A Balanced Mutual Fund? A balanced mutual fund is basically a mutual fund that is a combination of bonds, equity (stocks) and cash holdings. The goal of this type of fund is to conserve capital, appreciate capital, as well as create an income stream. These...