by xlxdigital | Feb 20, 2022 | Uncategorized
The inflation rate reported at the end of January 2022, was 4.8%. Reports say this is the highest it has been in more than 30 years. However, this is not a true indication of inflation across the board because the increase in house price, for instance, is not factored...
by Ingrid Clayton | Dec 12, 2021 | Uncategorized
Many of us use OPM on a daily basis without even realizing it. For instance, each time you go to the store and use your credit card to make a purchase, you are using OPM. When you lease or finance your car, you are using OPM. When you take a mortgage to purchase your...
by Ingrid Clayton | Nov 6, 2021 | Uncategorized
What Is Estate Planning? Estate Planning is the process of determining the distribution of your assets upon your death. But proper estate planning also covers the management of your personal affairs in the event of your incapacitation. Only a few people think about...
by Ingrid Clayton | Jun 13, 2021 | Uncategorized
“Go to school and work hard to get good grades so that when you graduate you’ll get a good job and be successful, and hence be able to take care of yourself and your family!” Were you told that when you were growing up? And did you believe that success was...
by Ingrid Clayton | Dec 6, 2020 | Uncategorized
If you read any of my earlier blogs on credit score, by now you should understand how credit scores work, and you should also know that it’s better to have a higher score as opposed to a lower one. Lenders, employers, landlords, and others will likely look at...
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