by Ingrid Clayton | Apr 18, 2021 | Financial Literacy
Breaking The Student Loan Debt Curse It is great that the government provides student loans to pay the tuition for students whose parents are unable to pay for their education. This gives students the opportunity to attend college or university to pursue...
by Ingrid Clayton | Apr 11, 2021 | Financial Education
Build A Strong Financial House A well built home can last for many years if it has a strong solid foundation, and subsequent levels are built with the appropriate strength to withstand the higher levels. If the home is not built correctly however, it can fall apart...
by Ingrid Clayton | Apr 4, 2021 | Financial Education
What Is A Balanced Mutual Fund? A balanced mutual fund is basically a mutual fund that is a combination of bonds, equity (stocks) and cash holdings. The goal of this type of fund is to conserve capital, appreciate capital, as well as create an income stream. These...
by Ingrid Clayton | Mar 28, 2021 | Financial Education
What is a Mutual Fund? A mutual fund is a type of financial vehicle where the money collected from investors gets pooled and invested in a combination of stocks, bonds, money market instruments, commodities, cash investment strategies and other assets. Mutual funds...
by Ingrid Clayton | Mar 21, 2021 | Financial Education
Most people will agree that insurance is an excellent form of risk management to protect your assets either by covering the costs of damage or replacement, or by covering you for any liability as a result of unforeseen events. However, what most people don’t realize...
by Ingrid Clayton | Mar 14, 2021 | Financial Education
If you polled North Americans you would probably find that almost everyone would agree that they could use more money. The challenge many people face is not knowing how to get their hands on some extra cash flow. This ís why it is important to know some wealth secrets...
by Ingrid Clayton | Mar 7, 2021 | Financial Education
Why Everyone Should Have a Small Business? I believe that everyone should have a small business at the least! But Why? If you read the biography of some of the richest people in the world, you will undoubtedly come across a business that is associated with them. I...
by Ingrid Clayton | Feb 28, 2021 | Financial Education
Reverse Mortgage Puts Your Equity To Work For You What is a Reverse Mortgage? This is a loan that allows homeowners to get money from their home equity without having to sell their homes. You may have heard the term “equity release”; this is another term that is used...
by Ingrid Clayton | Feb 21, 2021 | Financial Education
If you’re considering buying your first home, there are first-time home buyer incentives for you to take advantage of. But of course, the benefits from the programs will depend on your own eligibility so it’s important that you learn about the programs and...
by Ingrid Clayton | Feb 14, 2021 | Financial Literacy
What does it mean to Refinance a Mortgage? Refinancing a mortgage is when you renegotiate your current mortgage loan agreement — usually to access the equity in your home — to replace it with a new loan agreement. When people pay down the principal on...
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