by Ingrid Clayton | May 8, 2022 | Promoting Financial Literacy
When my boys were younger, it felt like every 2 months either one or both of them were invited to a birthday party. Work in their birthdays and Christmas celebrations, each year I would watch my 2 boys and other children opening numerous gifts about 10 times! Now,...
by Ingrid Clayton | Mar 27, 2022 | Financial Education
For experienced investors that are savvy in the Stock Market, achieving great return on their investment sometimes feel effortless. For this reason this may be their preferred strategy to build wealth for themselves and pass on a legacy to their loved ones. Investors...
by Ingrid Clayton | Mar 20, 2022 | Financial Education
One major concern that many parents have these days is that their children may not be able to afford purchasing a home because of the high cost of living and the high prices of homes. Some parents are delighted that their children are able to land a job while they are...
by Ingrid Clayton | Mar 6, 2022 | Financial Education
One of the reasons why the rich appear to get richer while the poor appear to get poor is significantly related to habits. Humans are creatures of habit, so people will always default to their natural habit of comfort. If over time the rich developed the habit of...
by xlxdigital | Feb 20, 2022 | Uncategorized
The inflation rate reported at the end of January 2022, was 4.8%. Reports say this is the highest it has been in more than 30 years. However, this is not a true indication of inflation across the board because the increase in house price, for instance, is not factored...
by Ingrid Clayton | Jan 23, 2022 | Financial Literacy
Most people spend months in advance planning for and anticipating their one week vacation to their dream location. However, when it comes to their longest vacation in life, retirement, they often do very little or no planning at all. In fact, there are many who...
by Ingrid Clayton | Jan 8, 2022 | Financial Education
What is the difference between a Debit Card and a Credit Card? When you use your debit card to pay for goods and services, the full amount of the transaction is withdrawn from your checking account immediately, providing there is sufficient funds to cover the...
by Ingrid Clayton | Dec 12, 2021 | Uncategorized
Many of us use OPM on a daily basis without even realizing it. For instance, each time you go to the store and use your credit card to make a purchase, you are using OPM. When you lease or finance your car, you are using OPM. When you take a mortgage to purchase your...
by Ingrid Clayton | Nov 6, 2021 | Uncategorized
What Is Estate Planning? Estate Planning is the process of determining the distribution of your assets upon your death. But proper estate planning also covers the management of your personal affairs in the event of your incapacitation. Only a few people think about...
by Ingrid Clayton | Oct 24, 2021 | Financial Education
Benjamin Franklin said the two things that are most certain in life are death and paying taxes. Everyone must die one day, and everyone who earns money must pay taxes. You don’t have to be a tax expert to know how to reduce the amount of taxes you pay to keep more...
Recent Comments